A Government employee when his salary is adding in his bank account every month regularly.
Then he uses his ATM every time to draw his salary from his bank account.By doing this every time he is charging some amount as user charges.So he or she is suffering from paying charges.
How to change a normal saving bank account to state Government salary package bank account.
To avoid ATM charges and bank transactions charges state bank of India has given instructions to all its SBI branch ,managers to convert the normal saving accounts of the government employees to as state government salary package account.
The Government Employees whose salaries adding in the sbi branches they may convert their normal saving account into state Government salary package account.
There is no user charges for,If an employee account has a zero balance and the usage of ATM.For this the employee has to give a covering letter to the sbi branch manager,and to this request letter they have to attach account pass book xerox copy and Employees ID proof given by the concerned Drawing Officer.
State Government Salary Package (SGSP)
* Employees of state Government,
*Union Territories ,
*Permanent employees of Corporations, boards,
* In States
Professors of aided schools,
Universities can avail state Government Salary Package.
Types of Packages.
- Silver : Gross monthly salary Rs.5,000/- and upto Rs.20,000/-
- GOLD : Gross monthly salary Rs.20,000/- and upto Rs.50,000/-
- DIAMOND : Class 2 employees,Gazetted Officers,Asst.Directors and employees with gross monthly
salary Rs.50,000/- and upto Rs.1,00,000/-
- PLATINUM : Class I executive grade I like commissioners , collectors,Head of the departments, Directors, Personal Secretaries and employees with gross monthly salary Rs.1,00,000/-
Advantages to the employees:
1) Employees can get Zero balance bank account and free unlimited transactions across ATMs any bank. 2) Also comes SBI credit card.
3) Complementary personal accident insurance cover upto Rs. 20 lacks 4) Complementary Air accident insurance cover upto Rs. 30 lacks.
5) They get personal loans,Home loans,car loans and education loans at attrac upto 50%off on processing fees.
6) They can avail upto 25%off on locker charges and also avail of auto- sweep to create -e-modes i.e multi option deposits and earn higher interest.
7) Free issuance of drafts,multi city cheques,sms alerts.Free online NEFT and RTGS transactions.
8) Overdrafts equivalent to two months net salary earn points on various transactions. through our loyalty program state bank rewards.This facility currently available only for selected customers.
9) Host of regular offers on debit cards and state bank buddy e-wallet.
1) Bank account xerox copy .
2) Identity card issued by the Head of the Institution or drawing officer.
3) Aadhar card xerox copy